About

PerkSensei covers US credit card welcome offers, bank and brokerage bonuses, merchant deals and freebies, with the fine print up front.

What we cover

We cover a selected set of offers in depth rather than every offer that exists. A category with nothing in it yet means we haven't finished checking anything for it, not that no deals exist.

How a deal gets here

• Our research team reads the provider's own terms and records the reward, the requirements, the fees, the deadline and the source.
• A deal is published only after every readiness check passes. Anything we can't confirm is shown as "Unknown" or "No public end date stated", never guessed.
• Each deal shows when we first published it and when we last checked it. Freebies and bonuses that haven't been rechecked in 14 days come off the site until they are.
• When reader submissions open, an editor will review each one before it's published.

What we're not

We aren't a bank, card issuer or financial adviser, and nothing here is financial, legal or tax advice. Approval and rewards are always the provider's decision. Confirm the terms with the provider before you apply.

More: how we rank and label deals, our editorial and referral disclosure, and how to reach us.