BusinessNo annual fee

Amex Blue Business Plus: 15,000 points after $5,000 spend in 3 months, no annual fee

· PerkSensei Desk

Last successful source check
Oct 14, 2026
Last verified
Oct 14, 2026, by our research team

Our deal scouts work to keep this offer current. Terms and eligibility can change. Confirm the details with the provider before applying.

American Express

In plain terms

Open the Amex Blue Business Plus, spend $5,000 on eligible purchases within 3 months of opening the account, and you earn 15,000 points. There is no annual fee.

Key terms

Reward
15,000 points
Spend
$5,000
Window
3 months from account opening
Annual fee
No annual fee
Apply by
No public end date stated
Type
Business, public offer
Bonus usually posts
8–12 weeks after you finish the spend

Before you apply

  • Prior ownership of Blue Business Plus or earlier versions may prevent the offer; Amex account-history and business eligibility factors also apply. Match the 45094-9-0 application terms before relying on the spend threshold.
  • Refunded or excluded transactions do not satisfy net qualifying spend. Keep the account eligible until fulfillment.
  • Business-purpose card; authorizing officer and business are responsible for the balance.
  • Amex misuse/gaming or returns can cause withheld or recovered rewards and account closure; a displayed bonus does not override an ineligibility notice.
  • Applies to the linked offer channel; do not combine its bonus or spend requirement with another channel.
  • These don't count toward the spend: fees and interest, cash advances, travelers checks, prepaid card purchases or reloads, gift cards, person-to-person payments, cash equivalents.
  • When the spending window starts: Account opening, not receipt of the physical card.

YMMV: approval and bonus eligibility are the issuer's decision.

What it's worth to you

Credits start at their full stated value. That's an assumption, not what you'll actually get. Mark anything you wouldn't fully use, and the totals update.

We start at 1¢, an example assumption from our research, not a cash price.

Welcome offer

Welcome bonus

15,000 points (American Express Membership Rewards) at your point value

$150

Also included, not counted

  • Membership Rewards transfer access

    Partner transfer ratios and redemption value vary; do not add a second value to points already valued in a scenario. A way to use points. Its value shows up in the point value you choose.

  • No annual fee for employee cards

    Employee-card spending shares the account reward cap; this is not a cash credit.

Extra fees, or anything you'd buy only to use a credit.

Reset to full-value assumptions
Your estimate
Year oneAfter year one, per year
Welcome bonus$150$0
Rewards on the $5,000 required spend$100$0
Minus what a 2% card would earn on it−$100$0
Benefits you counted$0$0
Annual fee$0$0
Other costs$0$0
Estimated total$150$0

Sensei's Take

At your values, year one comes out about $150 ahead, mostly from the welcome bonus.

There's no annual fee, so keeping it open costs nothing in fees.

How we estimate this
  • Credits start at their full stated value. That's a starting assumption, not what you'll actually get. Change anything you won't fully use.
  • Items marked Not sure stay out of the totals until you decide.
  • Year one counts each yearly credit once. It doesn't assume you can use a calendar-year credit twice in your first account year.
  • Ongoing totals leave out everyday spending rewards, which depend on how much you spend.
  • Statement balances paid in full; no financing cost modeled.
  • Qualifying spend is normal eligible spending, net of returns.
  • A 2% alternative card is the baseline.
  • Point values are explicit examples, not cash guarantees.
  • An unvalued welcome certificate leaves full first-year total null; show the quantified subtotal separately.

Illustration only, not a promise of value. Terms can change; check the issuer's current terms.

Offer historyInsufficient history

We have one reviewed observation of this offer so far (Oct 14, 2026). History charts appear once we have enough comparable, reviewed offers, and gaps will show as gaps.

Sources