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Bank of America Atmos Rewards Summit Visa Infinite card
All-time high

Bank of America Atmos Rewards Summit Visa Infinite

PerkSensei Desk · Last updated

Is this deal useful?

At a glance

Bonus
100,000 points + 25,000-point Global Companion AwardAtmos Rewards
To earn it
Spend $6,000 in 90 days
Annual fee
$395 annual fee
Credits
Up to $120 in year one if you use every credit
1 credit with a dollar value
Apply by
No public end date stated

Biggest catches

  • Apply from the offer page

    Bank of America says the online offer may not be available elsewhere if you leave the page. bankofamerica.com

YMMV: approval and bonus eligibility are the issuer's decision.

Terms and eligibility can change. Confirm the details with the issuer before you apply.

Credits and perks

Most used first. Tick what you don't need and the math leaves it out, or edit a value to what it's worth to you. Full terms are on the issuer's site.

  1. TSA PreCheck or Global Entry credit (once every 4 years)

    $120 every 4 years
    Edit the value of TSA PreCheck or Global Entry credit (once every 4 years)
    Easy to use
    Details

    Pay the TSA PreCheck or Global Entry application fee with the card.

    bankofamerica.com

  2. Alaska Lounge passes (8 a year, 2 per quarter)

    No set dollar value
    Edit the value of Alaska Lounge passes (8 a year, 2 per quarter)
    Takes some planning
    Details

    Use the passes at Alaska Lounges; you get 2 each quarter.

    Passes come 2 per quarter, not 8 at once.

    bankofamerica.com

  3. Global Companion Award, up to 25,000 points (each account anniversary)

    No set dollar value
    Edit the value of Global Companion Award, up to 25,000 points (each account anniversary)
    Takes some planning
    Details

    Receive it on every account anniversary and use it for a companion's award ticket.

    It's a companion award capped at 25,000 points, not points in your account.

    bankofamerica.com

  4. Instant Travel Delay Credit ($50 for 2+ hour delays or cancellations)

    $50 per event
    Edit the value of Instant Travel Delay Credit ($50 for 2+ hour delays or cancellations)
    Hard to use
    Details

    Get a $50 credit when your flight is cancelled or departure is delayed 2 hours or more.

    Eligible flights and booking rules are in the card terms.

    bankofamerica.com

  5. Global Companion Award, up to 100,000 points (after $60,000 spend in a year)

    No set dollar value
    Edit the value of Global Companion Award, up to 100,000 points (after $60,000 spend in a year)
    Hard to use
    Details

    Spend $60,000 or more on purchases in a year to receive it.

    bankofamerica.com

Year one
Not totaledbonus + $120 credits − $395 fee
Each year after
−$365$30 credits − $395 fee

Assumes you use each credit in full. Tick any you won't use, or edit a perk's value.

TSA PreCheck or Global Entry credit (once every 4 years) ($120 every 4 years) counts in full in year one, then $30 a year.

We can't total year one, because the bonus value or the annual fee isn't known.

4 perks have no dollar value yet, so they aren't counted. Edit one to add yours.

Sensei holding a card and coins

Sensei's take

  • Fair churn
  • Keep a few years
  • Travel wallet: maybe

100,000 points plus a 25,000-point companion award for $6,000 in 90 days is a strong haul for an Alaska or Hawaiian flyer, but the spend doubled, so make sure you can reach it. At $395 a year it's a keeper only if you use the anniversary companion award and the lounge passes. Anyone who rarely flies Alaska should skip it.

Our opinion, from the facts on this page as of Oct 22, 2026.

Weighing this card? Put it before the Money Court jury

How today's offer compares

Today
100,000 points
Highest in 3 years
100,000 points
Aug 2025 · $6,000 spend in 3 months
Points bonus over time
  1. Aug 2025: 100,000 points, reported by The Points Guy, highest in 3 years
  2. Today: 100,000 points

Today's offer matches the highest public offer for this card in the last 3 years.

The Points Guy: 100,000 pointsthepointsguy.comThird-party source

Third-party report; not confirmed in the official offer terms we could retrieve. Details may be outdated or channel-specific. Verify the offer shown by the issuer before applying.

Public offers anyone could apply for since Oct 2023, from the bonus-history sources we checked. Whether the first-year fee was waived isn't counted. Targeted and referral offers aren't compared.

Sources

Atmos Rewards credit cards page: "Earn up to 100,000 bonus points with Atmos Rewards Visa cards"alaskaair.comOfficial sourceChecked Oct 22, 2026
Offer terms (browser check)bankofamerica.comOfficial sourceChecked Oct 21, 2026

Terms can change. Spotted something out of date? Tell us and we'll recheck it against the provider's page.

Report outdated terms

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