Business

Bank of America Atmos Rewards Visa Signature Business

PerkSensei Desk · Last updated Oct 22, 2026

At a glance

Bonus: 70,000 points + $99 Companion FareAtmos Rewards
To earn it: Spend $4,000 in 90 days
Annual fee: $95 annual fee
Credits: No statement credits
Apply by: No public end date stated

Biggest catches

One bonus per new company
The 70,000 points and Companion Fare go to one new company account only. Converting an existing card doesn't count. bankofamerica.com
Other BofA business cards can get you declined
Bank of America may decline you if your business has had another Bank of America business card in the past 24 months. bankofamerica.com
The yearly Companion Fare needs $6,000 of spend
After the welcome offer, you only get the anniversary Companion Fare in years you spend $6,000 or more on the card. business.bankofamerica.com
Each employee card adds $25
The fee is $70 for the company plus $25 for every card, including yours, so $95 a year with one card. business.bankofamerica.com

YMMV: approval and bonus eligibility are the issuer's decision.

Terms and eligibility can change. Confirm the details with the issuer before you apply.

Credits and perks

Most used first. Tick what you don't need and the math leaves it out, or edit a value to what it's worth to you. Full terms are on the issuer's site.

Free checked bag and preferred boarding
No set dollar value
Edit the value of Free checked bag and preferred boarding
Your value for Free checked bag and preferred boarding, in dollars a year
Easy to useI don't need it
Details
Buy your Alaska or Hawaiian ticket with the card.
Only on tickets bought with this card.
business.bankofamerica.com
20% back on Alaska and Hawaiian inflight purchases
No set dollar value
Edit the value of 20% back on Alaska and Hawaiian inflight purchases
Your value for 20% back on Alaska and Hawaiian inflight purchases, in dollars a year
Easy to useI don't need it
Details
Pay for Alaska or Hawaiian inflight purchases with the card.
business.bankofamerica.com
$99 Companion Fare each account anniversary (after $6,000 a year)
No set dollar value
Edit the value of $99 Companion Fare each account anniversary (after $6,000 a year)
Your value for $99 Companion Fare each account anniversary (after $6,000 a year), in dollars a year
Takes some planningI don't need it
Details
Spend $6,000 or more on purchases in a card year; on your account anniversary you get a Companion Fare: a companion flies on your Alaska or Hawaiian ticket for $99 plus taxes and fees from $23.
Only in years you spend at least $6,000 on the card.
business.bankofamerica.com
$100 off an annual Alaska Lounge+ membership
$100 a year
Edit the value of $100 off an annual Alaska Lounge+ membership
Your value for $100 off an annual Alaska Lounge+ membership, in dollars a year
Hard to useI don't need it
Details
Buy an annual Alaska Lounge+ membership with the card.
Only a discount if you were going to buy Lounge+ anyway.
business.bankofamerica.com

Year one: Not totaledbonus + $0 credits − $95 fee
Each year after: −$95$0 credits − $95 fee

Assumes you use each credit in full. Tick any you won't use, or edit a perk's value.

We can't total year one, because the bonus value or the annual fee isn't known.

4 perks have no dollar value yet, so they aren't counted. Edit one to add yours.

Sensei's take

Fair churn
Keep a few years
Travel wallet: maybe

70,000 points plus a $99 Companion Fare for $4,000 in 90 days is a good haul for a business owner who flies Alaska or Hawaiian. At $95 a year with one card, the free checked bag pays for itself on a couple of trips, and the yearly Companion Fare is the reason to keep it if you can put $6,000 a year on the card. Skip it if you rarely fly these airlines.

Our opinion, from the facts on this page as of Oct 22, 2026.

Weighing this card? Put it before the Money Court jury

Offer historyInsufficient history

We have one reviewed observation of this offer so far (Oct 22, 2026). History charts appear once we have enough comparable, reviewed offers, and gaps will show as gaps.