Bank of America Premium Rewards

1. Airline

   1 perk$100 a year

   Yearly valueEffortSkip

   1. Airline incidental credit, up to $100 a year

      Details about Airline incidental credit, up to $100 a year
      $a year?Pays $100 each calendar year.

      Easy to use
      Skip Airline incidental credit, up to $100 a year

      Pay airline fees with the card: checked bags, seat upgrades, change fees, in-flight entertainment or food, or airline lounge fees. The credit posts in 2 to 3 weeks.

      Only on flights that start in the U.S., with U.S. airlines other than Allegiant, Spirit and Sun Country. Tickets don't count.

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2. Travel

   1 perk$25 a year

   Yearly valueEffortSkip

   1. TSA PreCheck or Global Entry credit, up to $100

      Details about TSA PreCheck or Global Entry credit, up to $100
      $a year?Pays $100 once every 4 years. You can use all $100 in year one.

      Easy to use
      Skip TSA PreCheck or Global Entry credit, up to $100

      Pay the TSA PreCheckFaster US airport security lines where you can usually keep your shoes on and your laptop in your bag. Many cards pay the fee. Glossary or Global Entry application fee with the card; the credit posts in 2 to 3 weeks.

      Up to $100 per account, once every four years.

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3. Protection and insurance

   9 perks$0 a year

   Yearly valueEffortSkip

   1. Purchase security, up to $10,000 per claim

      Details about Purchase security, up to $10,000 per claim
      $a year

      Takes some planning
      Skip Purchase security, up to $10,000 per claim

      Buy the item with the card; it's covered against theft or damage for 90 days.

      Bank of America repairs, replaces or pays you back.

      bankofamerica.com

   2. Extended warranty, up to 1 extra year

      Details about Extended warranty, up to 1 extra year
      $a year

      Takes some planning
      Skip Extended warranty, up to 1 extra year

      Buy the item with the card; the extra time is added automatically.

      It doubles the maker's warranty, adding up to one year.

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   3. Return protection, up to $250 per item

      Details about Return protection, up to $250 per item
      $a year

      Takes some planning
      Skip Return protection, up to $250 per item

      If a store won't take back an eligible item within 90 days, claim the price from the benefit.

      $1,000 a year. The item must reach the benefit administrator in like-new condition.

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   4. Rental car cover, secondary

      Details about Rental car cover, secondary
      $a year

      Takes some planning
      Skip Rental car cover, secondary

      Pay the whole rental with the card and decline the rental company's collision coverage.

      Covers collision damage or theft, after your own insurance pays.

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   5. Trip delay, 12+ hours, up to $500 per ticket

      Details about Trip delay, 12+ hours, up to $500 per ticket
      $a year

      Hard to use
      Skip Trip delay, 12+ hours, up to $500 per ticket

      Pay the fare with the card and keep receipts for what you spend during the delay.

      Covers reasonable expenses for you and eligible family members.

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   6. Trip cancellation and interruption, up to $2,500 of fares

      Details about Trip cancellation and interruption, up to $2,500 of fares
      $a year

      Hard to use
      Skip Trip cancellation and interruption, up to $2,500 of fares

      Pay for the trip with the card; file a claim if a covered reason cancels or cuts it short.

      Covers non-refundable passenger fares.

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   7. Baggage delay, $100 a day for up to 5 days

      Details about Baggage delay, $100 a day for up to 5 days
      $a year

      Hard to use
      Skip Baggage delay, $100 a day for up to 5 days

      Keep receipts for essentials you buy when your bag is more than 6 hours late on a trip paid with the card.

      Essentials such as clothing. It pays what the airline doesn't.

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   8. Lost luggage reimbursement

      Details about Lost luggage reimbursement
      $a year

      Hard to use
      Skip Lost luggage reimbursement

      Pay for the trip with the card and file a claim if the carrier loses your bag or it is stolen.

      Bank of America's page gives no limits; details come with your card.

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   9. Emergency evacuation and transportation

      Details about Emergency evacuation and transportation
      $a year

      Hard to use
      Skip Emergency evacuation and transportation

      Call the benefit administrator if you or a family member is hurt or sick on a trip far from home.

      Bank of America's page gives no limits; details come with your card.

      bankofamerica.com

Total if you use every unticked perk$125 a year