Bilt

Bilt Obsidian: $200 in Bilt Cash at account opening, $95 annual fee

PerkSensei Desk · Last updated Oct 17, 2026

At a glance

Bonus: $200 Bilt Cash
To earn it: No minimum spend
Annual fee: $95 annual fee
Credits: No statement credits
Apply by: No public end date stated

Terms and eligibility can change. Confirm the details with the issuer before you apply.

Biggest catches

Who can't get the bonus. Welcome bonuses are only for people who don't currently hold, haven't previously held, and haven't received a welcome bonus on a Bilt Card 2.0 issued by Column N.A.
Fine print. No spend requirement; Bilt Cash is credited on or about the account open date (processing can take 6-8 weeks).
Fine print. Bilt Cash expires December 31 each year; up to $100 carries over.

YMMV: approval and bonus eligibility are the issuer's decision.

Weighing this card? Ask the community

Offer historyInsufficient history

We have one reviewed observation of this offer so far (Oct 17, 2026). History charts appear once we have enough comparable, reviewed offers, and gaps will show as gaps.

Sources

Bilt Card comparison pagebilt.comOfficial sourceChecked Oct 17, 2026

Bilt Card Offer Termsbilt.comOfficial sourceChecked Oct 17, 2026

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