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Chase
All-time highEnds Nov 18, 2026

Chase IHG One Rewards Premier Select

PerkSensei Desk · Last updated

Is this deal useful?

At a glance

Bonus
200,000 points + 10,000 points for adding a userIHG One Rewards
To earn it
Spend $5,000 in 3 months
Annual fee
$350 annual fee
Credits
Up to $910 in year one if you use every credit
7 credits with a dollar value
Apply by
Nov 18, 2026

Biggest catches

  • Launch offer ends Nov 18

    Chase's launch announcement says the 200,000-point offer runs through November 18, 2026. The card's own page doesn't show the date, so it may drop without notice on the page. media.chase.com

  • No free night in year one

    The Anniversary Free Night arrives only after your first card anniversary, so a one-year churn never sees it. creditcards.chase.com

  • Food and beverage vouchers are use-it-or-lose-it

    Each $75 voucher works once and expires at the end of its quarter, so a $20 bar tab uses the whole voucher. creditcards.chase.com

  • Cash-like spend doesn't count toward the $5,000

    Balance transfers, cash advances, gambling, person-to-person transfers and fees aren't purchases for the bonus. creditcards.chase.com

YMMV: approval and bonus eligibility are the issuer's decision.

Terms and eligibility can change. Confirm the details with the issuer before you apply.

Credits and perks

Most used first. Tick what you don't need and the math leaves it out. Full terms are on the issuer's site.

  1. Global Entry, TSA PreCheck or NEXUS credit (every 4 years)

    $120 every 4 years

    Easy to use
    Details

    Charge the application fee to the card and a statement credit of up to $120 posts, once every four years.

    creditcards.chase.com

  2. Complimentary DashPass for one year (activate by 12/31/27)

    ~$120 a yearWhat it costs to buy

    Easy to use
    Details

    Activate DashPass with the card for a complimentary year of $0 delivery fees on eligible DoorDash orders.

    creditcards.chase.com

  3. $200 airline credit after $250+ on flights bought directly from an airline (each calendar year, through 2027)

    $200 each calendar year

    Easy to use
    Details

    Spend at least $250 on flights bought directly with any airline in a calendar year and a $200 statement credit posts automatically.

    Only flights bought directly with the airline count; the benefit runs through 12/31/27.

    creditcards.chase.com

  4. Anniversary Free Night up to 60,000 points (from the first card anniversary)

    ~$300 a yearfrom year 2

    Easy to use
    Details

    After each card anniversary you get a free night at an IHG hotel costing up to 60,000 points, and you can add your own points for pricier rooms.

    Not issued in the first year; book and complete the stay within 12 months of issue.

    creditcards.chase.com

  5. $10 off one non-restaurant DoorDash order each month (with the card's DashPass, through 2027)

    $10 a month$120 a year

    Takes some planning
    Details

    With the card's DashPass active, $10 comes off one qualifying non-restaurant order (groceries, essentials) each calendar month at checkout.

    Monthly only if you activated DashPass on or after Sep 1, 2026; activations from Feb 1, 2025 to Aug 31, 2026 get $10 per quarter.

    creditcards.chase.com

  6. $25 United TravelBank cash twice a year (register once; expires Jul 15 / Jan 15)

    $25 every six months$50 a year

    Takes some planning
    Details

    Register once with your MileagePlus account, then $25 TravelBank cash lands around January 5 and again around July 5.

    January deposits expire July 15 of the same year; July deposits expire January 15 of the next year.

    creditcards.chase.com

  7. $75 IHG food and beverage voucher each quarter (room bill at participating IHG hotels; single use, expires at quarter end)

    $75 a quarter$300 a year

    Hard to use
    Details

    A voucher posts each quarter and applies to food and drink charged to your room bill at participating IHG hotels.

    One use only even if the charge is under $75; the room must be in the primary cardmember's name, and it expires at the end of the quarter issued.

    creditcards.chase.com

  8. $10 Instacart credit each month (needs Instacart+; 3 months of Instacart+ free; through 2027)

    $10 a month$120 a year

    Hard to use
    Details

    A $10 Instacart credit each month while you have an active Instacart+ membership; the first 3 months of Instacart+ are complimentary.

    After the free 3 months, Instacart+ is a paid membership; benefits end 12/31/27.

    creditcards.chase.com

Year one
+$1,560Est. $1,000+ bonus + $910 credits − $350 fee
Each year after
+$770$1,120 credits − $350 fee

Assumes you use each credit in full. Tick any you won't use.

Global Entry, TSA PreCheck or NEXUS credit (every 4 years) ($120 every 4 years) counts in full in year one, then $30 a year.

With the credits you'd use, you come out ahead in year one and every year after.

1 perk has no set dollar value, so it isn't counted.

Sensei's move

  1. Top up the free night

    The 60,000-point cap isn't hard: you can add your own IHG points to book a pricier night with the certificate.

    Still works as of Oct 22, 2026 · media.chase.com

  2. Book award stays in fours

    Redeeming points for four consecutive nights makes the fourth night free, which stretches the 200,000-point bonus further.

    Still works as of Oct 22, 2026 · media.chase.com

Sensei looks delighted

Sensei's take

  • Strong churn
  • Keep a few years
  • Travel wallet: maybe

200,000 IHG points for $5,000 in spend is a big launch bonus, but it ends Nov 18. The $200 airline credit is easy for anyone who flies once a year and covers most of the $350 fee; the $75 quarterly hotel vouchers only pay off if you stay at IHG every quarter. Keep it past year one if you'll use the 60,000-point anniversary night and Platinum status; otherwise the no-fee IHG card is the cheaper home.

Our opinion, from the facts on this page as of Oct 22, 2026.

Weighing this card? Put it before the Money Court jury

How today's offer compares

Today
200,000 points
Highest in 3 years
200,000 points
Oct 2026 · $5,000 spend in 3 months
Points bonus over time
  1. Oct 2026: 200,000 points, reported by Doctor of Credit, highest in 3 years
  2. Oct 2026: 200,000 points, reported by The Points Guy, highest in 3 years
  3. Oct 2026: 200,000 points, reported by CardCurator, highest in 3 years
  4. Today: 200,000 points

Today's offer matches the highest public offer for this card in the last 3 years.

Doctor of Credit: 200,000 pointsdoctorofcredit.comThird-party source

Third-party report; not confirmed in the official offer terms we could retrieve. Details may be outdated or channel-specific. Verify the offer shown by the issuer before applying.

Public offers anyone could apply for since Oct 2023, from the bonus-history sources we checked. Whether the first-year fee was waived isn't counted. Targeted and referral offers aren't compared.

Sources

IHG One Rewards Premier Select Credit Card official product pagecreditcards.chase.comOfficial sourceChecked Oct 22, 2026
Chase media release: IHG One Rewards credit card portfolio updates (Oct 1, 2026)media.chase.comOfficial sourceChecked Oct 22, 2026

Terms can change. Spotted something out of date? Tell us and we'll recheck it against the provider's page.

Report outdated terms

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