BusinessNo annual fee

Chase Ink Business Cash: $750 after $6,000 spend in 3 months, no annual fee

· PerkSensei Desk

Last successful source check
Oct 14, 2026
Last verified
Oct 14, 2026, by our research team

Our deal scouts work to keep this offer current. Terms and eligibility can change. Confirm the details with the provider before applying.

Chase

In plain terms

Open the Chase Ink Business Cash, spend $6,000 on eligible purchases within 3 months of opening the account, and you earn $750. There is no annual fee.

Key terms

Reward
$750
Spend
$6,000
Window
3 months from account opening
Annual fee
No annual fee
Apply by
No public end date stated
Type
Business, public offer
Bonus usually posts
6–8 weeks after you finish the spend

Before you apply

  • Prior ownership of this or another no-annual-fee Chase business card may prevent the bonus; issuer discretion applies.
  • Refunded or excluded transactions do not satisfy net qualifying spend. Keep the account eligible until fulfillment.
  • Applies to the linked offer channel; do not combine its bonus or spend requirement with another channel.
  • These don't count toward the spend: balance transfers, cash advances and cash equivalents, gambling, person-to-person transfers and account funding, fees and interest, unauthorized or fraudulent charges.
  • When the spending window starts: Account opening, not receipt of the physical card.

YMMV: approval and bonus eligibility are the issuer's decision.

What it's worth to you

Credits start at their full stated value. That's an assumption, not what you'll actually get. Mark anything you wouldn't fully use, and the totals update.

We start at 1¢, an example assumption from our research, not a cash price.

Welcome offer

Welcome bonus

$750 cash back

$750

Benefits and credits

Instacart Plus introductory membership

No fixed dollar value. Enter what it's worth to you each year, if anything.

  • Activate in Instacart Business; one offer per household. Three complimentary months, then $99/year renewal unless canceled. Existing paid membership is paused for the trial. Program ends 2027-12-31.
  • One time only, so it counts in year one and not after.
  • Scheduled to end Dec 31, 2027.
  • Renews at $99 a year unless you cancel.

Not counted

Instacart Business credit

Up to $20 a month ($240 a year)

  • Active eligible Instacart+ and enrolled card required. $20 each calendar month, one retailer per order; tax, fees and tips excluded. No rollover; program ends 2027-12-31. Subtract any membership cost from personal value.
  • Scheduled to end Dec 31, 2027, so it isn't counted after year one.
  • Unused amounts don't roll over.

Year one $240

Extra fees, or anything you'd buy only to use a credit.

Your estimate
Year oneAfter year one, per year
Welcome bonus$750$0
Rewards on the $6,000 required spend$60$0
Minus what a 2% card would earn on it−$120$0
Benefits you counted$240$0
Annual fee$0$0
Other costs$0$0
Estimated total$930$0

Sensei's Take

At your values, year one comes out about $930 ahead, mostly from the welcome bonus.

There's no annual fee, so keeping it open costs nothing in fees.

One item is marked Not sure and left out.

Not counted yet

Marked Not sure. Decide on these to include them.

  • Instacart Plus introductory membership
How we estimate this
  • Credits start at their full stated value. That's a starting assumption, not what you'll actually get. Change anything you won't fully use.
  • Items marked Not sure stay out of the totals until you decide.
  • Year one counts each yearly credit once. It doesn't assume you can use a calendar-year credit twice in your first account year.
  • Ongoing totals leave out everyday spending rewards, which depend on how much you spend.
  • Statement balances paid in full; no financing cost modeled.
  • Qualifying spend is normal eligible spending, net of returns.
  • A 2% alternative card is the baseline.
  • Point values are explicit examples, not cash guarantees.
  • An unvalued welcome certificate leaves full first-year total null; show the quantified subtotal separately.

Illustration only, not a promise of value. Terms can change; check the issuer's current terms.

Offer historyInsufficient history

We have one reviewed observation of this offer so far (Oct 14, 2026). History charts appear once we have enough comparable, reviewed offers, and gaps will show as gaps.

Sources