Business

Chase Ink Business Preferred: 100,000 points after $8,000 spend in 3 months, $95 annual fee

· PerkSensei Desk

Last successful source check
Oct 14, 2026
Last verified
Oct 14, 2026, by our research team

Our deal scouts work to keep this offer current. Terms and eligibility can change. Confirm the details with the provider before applying.

Chase

In plain terms

Open the Chase Ink Business Preferred, spend $8,000 on eligible purchases within 3 months of opening the account, and you earn 100,000 points. The annual fee is $95 and is charged in year one.

Key terms

Reward
100,000 points
Spend
$8,000
Window
3 months from account opening
Annual fee
$95
Apply by
No public end date stated
Type
Business, public offer
Bonus usually posts
6–8 weeks after you finish the spend

Before you apply

  • Past card ownership may disqualify; business-specific factors also considered. Account must be open and not in default at fulfillment.
  • Refunded or excluded transactions do not satisfy net qualifying spend. Keep the account eligible until fulfillment.
  • Applies to the linked offer channel; do not combine its bonus or spend requirement with another channel.
  • These don't count toward the spend: balance transfers, cash advances and cash equivalents, gambling, person-to-person transfers and account funding, fees and interest, unauthorized or fraudulent charges.
  • When the spending window starts: Account opening, not receipt of the physical card.

YMMV: approval and bonus eligibility are the issuer's decision.

What it's worth to you

Credits start at their full stated value. That's an assumption, not what you'll actually get. Mark anything you wouldn't fully use, and the totals update.

We start at 1¢, an example assumption from our research, not a cash price.

Welcome offer

Welcome bonus

100,000 points (Chase Ultimate Rewards) at your point value

$1,000

Benefits and credits

DoorDash retail promo

Up to $10 a month ($120 a year)

  • One $10 nonrestaurant discount each month while eligible DashPass is active. Activate membership by 2027-12-31 for at least 12 months. Use the enrolled card directly; US account and eligible merchants/minimum order apply. No third-party wallet. Taxes, fees and tips are not covered; unused discounts expire, no rollover or cash value. Gift cards excluded; product changes can end the benefit.
  • Unused amounts don't roll over.

Year one $120 · After year one $120 a year

DashPass membership

No fixed dollar value. Enter what it's worth to you each year, if anything.

  • Activate by 2027-12-31 for at least 12 complimentary months; account users share the first activation period. Eligible enrolled card and minimum order required; taxes/fees/tips remain payable.

Not counted

Also included, not counted

  • Travel partner transfers

    Transfer ratios are partner-specific. This Ink Preferred page specifies 4 Ultimate Rewards points to 3 Hyatt points from 2026-10-01; 1,000 becomes 750. Never assume all partners are 1:1. A way to use points. Its value shows up in the point value you choose.

Extra fees, or anything you'd buy only to use a credit.

Reset to full-value assumptions
Your estimate
Year oneAfter year one, per year
Welcome bonus$1,000$0
Rewards on the $8,000 required spend$80$0
Minus what a 2% card would earn on it−$160$0
Benefits you counted$120$120
Annual fee−$95−$95
Other costs$0$0
Estimated total$945$25

Sensei's Take

At your values, year one comes out about $945 ahead, mostly from the welcome bonus.

After year one it's close to break-even ($25 a year). Look again before each renewal fee posts.

One item is marked Not sure and left out.

Not counted yet

Marked Not sure. Decide on these to include them.

  • DashPass membership
How we estimate this
  • Credits start at their full stated value. That's a starting assumption, not what you'll actually get. Change anything you won't fully use.
  • Items marked Not sure stay out of the totals until you decide.
  • Year one counts each yearly credit once. It doesn't assume you can use a calendar-year credit twice in your first account year.
  • Ongoing totals leave out everyday spending rewards, which depend on how much you spend.
  • Statement balances paid in full; no financing cost modeled.
  • Qualifying spend is normal eligible spending, net of returns.
  • A 2% alternative card is the baseline.
  • Point values are explicit examples, not cash guarantees.
  • An unvalued welcome certificate leaves full first-year total null; show the quantified subtotal separately.

Illustration only, not a promise of value. Terms can change; check the issuer's current terms.

Offer historyInsufficient history

We have one reviewed observation of this offer so far (Oct 14, 2026). History charts appear once we have enough comparable, reviewed offers, and gaps will show as gaps.

Sources