Chase World of Hyatt: 30,000 points + intro 2x earning (up to 15,000 extra) after $3,000 spend in 3 months, $95 annual fee

· PerkSensei Desk

Last successful source check
Oct 14, 2026
Last verified
Oct 14, 2026, by our research team

Our deal scouts work to keep this offer current. Terms and eligibility can change. Confirm the details with the provider before applying.

Chase

In plain terms

Open the Chase World of Hyatt, spend $3,000 on eligible purchases within 3 months of opening the account, and you earn 30,000 points + intro 2x earning (up to 15,000 extra). The annual fee is $95 and is charged in year one.

Key terms

Reward
30,000 points + intro 2x earning (up to 15,000 extra)
Spend
$3,000
Window
3 months from account opening
Annual fee
$95
Apply by
No public end date stated
Type
Personal, public offer
Bonus usually posts
6–8 weeks after you finish the spend

Before you apply

  • Current cardholders and recipients of this card’s bonus within 24 months are excluded.
  • Refunded or excluded transactions do not satisfy net qualifying spend. Keep the account eligible until fulfillment.
  • Closing within six months can cause bonus clawback. Intro 2x includes ordinary 1x; maximum extra points from the intro rate is 15,000, not 30,000.
  • Applies to the linked offer channel; do not combine its bonus or spend requirement with another channel.
  • These don't count toward the spend: balance transfers, cash advances and cash equivalents, gambling, person-to-person transfers and account funding, fees and interest, unauthorized or fraudulent charges.
  • When the spending window starts: Account opening, not receipt of the physical card.

YMMV: approval and bonus eligibility are the issuer's decision.

What it's worth to you

Credits start at their full stated value. That's an assumption, not what you'll actually get. Mark anything you wouldn't fully use, and the totals update.

We start at 1.5¢, an example assumption from our research, not a cash price.

Welcome offer

Welcome bonus

30,000 points (World of Hyatt) at your point value

$450

Extra points on everyday spending

1 extra point per $1 on up to $15,000 in purchases for 6 months · Full value $180 at your point value

  • Up to 12,000 points beyond what the required spend earns. Count it only if you'll spend that much on the card.
  • The issuer doesn't guarantee this rate for every purchase.

Not counted

Benefits and credits

Anniversary Category 1–4 night

No cash value. Enter what the night is worth to you.

  • Category 1–4 standard room; first anniversary onward. Issuance up to 10 weeks; 12-month validity. Checkout must precede expiry. Miraval, Ziva and Zilara excluded. Resort fee waived except Residence Club; no guaranteed room availability.
  • Starts after your first account anniversary, so it isn't counted in year one.
  • Expires 12 months after it's issued.

Not counted

Spend Category 1–4 night

No cash value. Enter what the night is worth to you.

  • One Category 1–4 standard-room certificate after $15,000 calendar-year eligible spend; up to eight weeks to issue; 12-month validity. Checkout before expiry; same hotel/category restrictions as anniversary certificate.
  • Requires $15,000 in purchases in a calendar year.
  • Expires 12 months after it's issued.

Not counted

Discoverist and annual elite nights

No fixed dollar value. Enter what it's worth to you each year, if anything.

  • Primary member Discoverist and five elite-qualifying nights; initial posting up to eight weeks. Annual five nights within eight weeks after January 1; qualifying nights expire December 31. Elite-qualifying nights are not free stays.

Not counted

Elite qualifying nights from spending

No fixed dollar value. Enter what it's worth to you each year, if anything.

  • Two qualifying nights for each $5,000 eligible spend; unlimited increments. Allow eight weeks after statement month end. These are status credits, not free-night certificates.
  • Earned for each $5,000 in purchases.

Not counted

DashPass and quarterly retail discount

Up to $10 a quarter ($40 a year)

  • Activate by 2027-12-31 for 12 complimentary months, then paid auto-renewal unless canceled. One $10 nonrestaurant discount per quarter while eligible, through 2027-12-31. Use the enrolled card directly; US account and eligible merchants/minimum order apply. No third-party wallet. Taxes, fees and tips are not covered; unused discounts expire, no rollover or cash value. Gift cards excluded; product changes can end the benefit.
  • Scheduled to end Dec 31, 2027, so it isn't counted after year one.

Year one $40

Extra fees, or anything you'd buy only to use a credit.

Reset to full-value assumptions
Your estimate
Year oneAfter year one, per year
Welcome bonus$450$0
Rewards on the $3,000 required spend$90$0
Minus what a 2% card would earn on it−$60$0
Benefits you counted$40$0
Annual fee−$95−$95
Other costs$0$0
Estimated total$425−$95

Sensei's Take

At your values, year one comes out about $425 ahead, mostly from the welcome bonus.

After year one, the $95 fee outweighs what you counted by about $95 a year. Before the renewal fee posts, compare a downgrade or closing, and check the issuer's terms on clawbacks and remaining credits first. A downgrade or retention offer isn't guaranteed.

5 items are marked Not sure and left out.

Not counted yet

Marked Not sure. Decide on these to include them.

  • Extra points on everyday spending
  • Anniversary Category 1–4 night
  • Spend Category 1–4 night
  • Discoverist and annual elite nights
  • Elite qualifying nights from spending
How we estimate this
  • Credits start at their full stated value. That's a starting assumption, not what you'll actually get. Change anything you won't fully use.
  • Items marked Not sure stay out of the totals until you decide.
  • Year one counts each yearly credit once. It doesn't assume you can use a calendar-year credit twice in your first account year.
  • Ongoing totals leave out everyday spending rewards, which depend on how much you spend.
  • Statement balances paid in full; no financing cost modeled.
  • Qualifying spend is normal eligible spending, net of returns.
  • A 2% alternative card is the baseline.
  • Point values are explicit examples, not cash guarantees.
  • An unvalued welcome certificate leaves full first-year total null; show the quantified subtotal separately.

Illustration only, not a promise of value. Terms can change; check the issuer's current terms.

Offer historyInsufficient history

We have one reviewed observation of this offer so far (Oct 14, 2026). History charts appear once we have enough comparable, reviewed offers, and gaps will show as gaps.

Sources