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U.S. Bank
All-time highBusinessNo annual fee

U.S. Bank Triple Cash Rewards Visa Business

PerkSensei Desk · Last updated

Is this deal useful?

At a glance

Bonus
$750 cash bonus
To earn it
Spend $6,000 in 180 days
Annual fee
No annual fee
Credits
Up to $100 in year one if you use every credit
1 credit with a dollar value
Apply by
No public end date stated

Biggest catches

  • Employee cards don't count toward the $6,000

    Only purchases on the account owner's card count toward the welcome bonus. Employee cards are free, but their spend won't help. usbank.com

  • Big gas or EV charges earn 1%

    A single gas or EV-charging purchase over $200 doesn't get the 3% rate; it earns 1%. usbank.com

  • Can't stack with another offer

    The $750 welcome offer can't be combined with any other offer. usbank.com

YMMV: approval and bonus eligibility are the issuer's decision.

Terms and eligibility can change. Confirm the details with the issuer before you apply.

Credits and perks

Most used first. Tick what you don't need and the math leaves it out. Full terms are on the issuer's site.

  1. $100 software credit after 11 straight months of software subscriptions bought direct (per 12 months)

    $100 (12 months)

    Takes some planning
    Details

    Pay an eligible software service provider directly with the card for 11 consecutive months and a $100 statement credit posts automatically.

    Software bought through discount or retail stores or online retailers may not qualify; eligibility goes by the merchant's category code.

    usbank.com

Year one
+$850$750 bonus + $100 credits
Each year after
+$100$100 credits

Assumes you use each credit in full. Tick any you won't use.

You come out ahead, and there's no annual fee to cover after year one.

Sensei looks delighted

Sensei's take

  • Strong churn
  • Keeper
  • Not for your travel wallet

$750 for $6,000 on a no-fee business card is a strong cash bonus, as long as the owner's card alone can carry the spend. With no annual fee there's no reason to cancel, and a business paying for software every month gets $100 back a year. It isn't a travel card.

Our opinion, from the facts on this page as of Oct 22, 2026.

How today's offer compares

Today
$750
Highest in 3 years
$750
Jul 2024 · $6,000 spend in 6 months
Cash bonus over time
  1. Jul 2024: $750, reported by Doctor of Credit, highest in 3 years
  2. Today: $750

Today's offer matches the highest public offer for this card in the last 3 years.

Doctor of Credit: $750doctorofcredit.comThird-party source

Third-party report; not confirmed in the official offer terms we could retrieve. Details may be outdated or channel-specific. Verify the offer shown by the issuer before applying.

Public offers anyone could apply for since Oct 2023, from the bonus-history sources we checked. Whether the first-year fee was waived isn't counted. Targeted and referral offers aren't compared.

Sources

Terms can change. Spotted something out of date? Tell us and we'll recheck it against the provider's page.

Report outdated terms

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