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Rule change

Amex Platinum lodging credit: Fine Hotels + Resorts needs 2 nights from 2027

From Jan 1, 2027

· PerkSensei Desk

From Jan 1, 2027, Fine Hotels + Resorts bookings need a stay of at least two nights to count toward the up to $600 a year Platinum lodging credit. Airbnb Luxe stays now count too.

Is this deal useful?
When
Jan 1, 2027
Eligible
Platinum and Business Platinum
Value
Up to $300 each half-year

What changed

  • BeforeFine Hotels + Resorts bookings count toward the lodging credit with no minimum stay stated; The Hotel Collection needs 2 nights
    NowFrom Jan 1, 2027, Fine Hotels + Resorts bookings also need a minimum two-night stay to count
  • BeforeCredit covers Fine Hotels + Resorts and The Hotel Collection bookings through Amex Travel
    NowAirbnb Luxe bookings made through Amex Travel now count as well, with a two-night minimum and full prepayment

Affected cards

These include, but aren't limited to:

What it means for churners

  • From Jan 1, 2027, a one-night Fine Hotels + Resorts booking won't count toward the credit, so plan two-night stays to use each $300 half-year credit.
  • Amex's page names no change to the up to $300 half-year amounts.

Fine print

  • Applies to U.S. consumer Platinum and Business Platinum Card Members. Delta SkyMiles Platinum Card Members aren't eligible.
  • Bookings must be prepaid through Amex Travel.
  • Amex's page doesn't say whether the Jan 1, 2027 date refers to the booking date or the stay date.

Sources

Amex Travel: $600 Lodging Creditamericanexpress.comOfficial sourceChecked Oct 22, 2026
Doctor of Credit: Amex Fine Hotels + Resorts credit to require two-night stay (Oct 22, 2026)doctorofcredit.comThird-party source

Third-party report; not confirmed in the official offer terms we could retrieve. Details may be outdated or channel-specific. Verify the offer shown by the issuer before applying.

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