Chase Total Checking: $400 bonus with $1,000 in direct deposits
$400 bonus
New Chase checking customers get $400 after opening Chase Total Checking and receiving $1,000 or more in direct deposits within 90 days of offer enrollment.
- Deposit
- $1,000+ in direct deposits within 90 days
- States
- No state list given on the offer page
- Ends
- Jan 27, 2027
- Bonus
- $400
- Fee
- $15 a month or $0 with waivers
How to get it
- Enroll through the Chase Total Checking offer page by Jan 27, 2027.
- Open Chase Total Checking online or at a Chase branch.
- Make direct deposits totaling $1,000 or more within 90 days of offer enrollment.
- Chase says it deposits the bonus in the new account within 15 days.
What it means for churners
- Only $1,000 in direct deposits is needed, one of the lower requirements among big-bank bonuses.
Fine print
- Not available to existing Chase checking customers or those whose accounts were closed within 90 days. Chase says eligibility may be limited based on account ownership.
- The $15 monthly fee is waived with one of: $500+ in qualifying electronic deposits, a $1,500+ beginning-day balance, a $5,000+ average beginning-day balance, or a linked qualifying checking account.
- The page lists no eligible states.
Source
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