Citi Regular Checking: $325 bonus with $3,000 in Enhanced Direct Deposits
$325 bonus
Open a new Citi Regular Checking account through the offer page by Oct 26, 2026, then make at least 2 Enhanced Direct Deposits totaling $3,000 within 90 days to earn $325.
- Deposit
- 2+ Enhanced Direct Deposits totaling $3,000 in 90 days
- States
- Citi bases products and pricing on your home ZIP code
- Ends
- Open by Oct 26, 2026
- Fee
- $15/mo unless waived
How to get it
- Open a new Citi Regular Checking account from Citi's offer page by Oct 26, 2026, so the offer is attached at opening.
- Within 90 days of opening, complete at least 2 Enhanced Direct Deposits into the new checking account that total $3,000 or more.
- Keep the account open for 120 days. Citi credits the $325 between day 90 and day 120 after opening.
Fine print
- Not available if you had a Citi Regular Checking or Access Checking account in the last 365 days. Access Checking doesn't qualify.
- Enhanced Direct Deposits include ACH payroll, pension and government benefits, incoming Zelle payments and eligible ACH person-to-person transfers. Cash, checks, wires, Citi internal transfers and instant transfers don't count.
- The $15 monthly fee is waived with $250 or more in Enhanced Direct Deposits that month or an eligible Relationship Tier.
- One checking offer per customer; overlapping offers pay the highest bonus. The bonus is reported as interest.
Source
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