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E*TRADE Premium Savings: up to $800 cash bonus with code SAVE800

Up to $800 bonus

· PerkSensei Desk

Open a new E*TRADE Premium Savings Account with code SAVE800 by Jan 10, 2027. Deposit $20,000+ ($400) or $100,000+ ($800) in net-new funds in 30 days and hold it 45 more days.

Is this deal useful?
Deposit
$20,000 ($400) or $100,000 ($800) net-new in 30 days
States
No state list; excludes non-U.S. residents
Ends
Jan 10, 2027
Bonus
$400 or $800
Fee
No monthly account fees

How to get it

  1. Open one new Premium Savings Account between Sep 15, 2026 and Jan 10, 2027 at 11:59 pm ET using promo code SAVE800.

  2. Deposit net-new funds over the first 30 days after opening

    DepositBonus
    $20,000 to $99,999$400
    $100,000 or more$800
  3. Keep an average daily balance of at least $20,000 (or $100,000 for $800) over the 45-day maintenance period that starts on day 31.
  4. E*TRADE pays the bonus within 30 days after the maintenance period ends.

What it means for churners

  • $800 on $100,000 for about 75 days is a solid return on top of the promotional APY.
  • The lifetime limit of two Premium Savings bonuses means past E*TRADE savings bonuses count.

Fine print

  • Net-new funds exclude money moved from E*TRADE or its affiliates.
  • Only a new Premium Savings Account qualifies; checking, Max-Rate Checking, lines of credit and brokerage or IRA accounts don't.
  • One Premium Savings cash bonus at a time, with a lifetime limit of two per customer.
  • Excludes non-U.S. residents and residents of any jurisdiction where the offer isn't valid. The page lists no specific states.
  • Keep the account open and in good standing to receive the bonus. The bonus is reported as interest on Form 1099-INT.
  • A separate 4.25% APY for six months promotion runs alongside it with its own enrollment window. The page didn't show the base rate.
  • Accounts not funded within 90 days are closed.

Source

Premium Savings Account | E*TRADEus.etrade.comOfficial sourceChecked Oct 17, 2026

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