HSBC Premier Checking: $1,000 to $3,000 for new money, open by Dec 31
Up to $3,000 bonus
New HSBC U.S. clients earn $1,000 to $3,000 by bringing $50,000 or more in new money to Premier within 30 days and keeping it for 3 full calendar months.
- Deposit
- $50,000+ new money within 30 days; hold 3 months
- States
- No state list on offer page; HSBC lists eligible countries
- Ends
- Open by Dec 31, 2026
- Bonus
- $1,000/$1,500/$2,000/$3,000
- Fee
- $50/month unless Premier criteria
How to get it
- Open a new HSBC Premier checking account by December 31, 2026.
- Within 30 calendar days of opening, add a Qualifying Balance of New Money in deposit and/or eligible investment accounts: $50,000-$99,999 for $1,000, $100,000-$249,999 for $1,500, $250,000-$499,999 for $2,000, or $500,000+ for $3,000.
- Keep that Qualifying Balance for 3 full consecutive calendar months after the opening month.
- Stay opted in to HSBC marketing emails through the qualification period.
- HSBC pays the bonus within 8 weeks after you meet all requirements.
What it means for churners
- The $50 monthly fee applies unless you meet Premier criteria, which can eat into the $1,000 tier.
Fine print
- Only for people with no current or past HSBC account in the U.S.; even closed accounts make you ineligible.
- Insurance, annuities, 529 plans, retirement accounts, UTMA/UGMA, commercial and trust accounts don't count toward the balance.
- Premier carries a $50 monthly fee; the $50,000 balance alone doesn't waive it. It's waived only by meeting Premier criteria such as $100,000 in combined balances.
- Applicants must be 18+ and located in an eligible country; the page lists no U.S. states.
Source
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