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Huntington business checking: $400 or $1,000 for new business customers

Up to $1,000 bonus

· PerkSensei Desk

Open Unlimited Business Checking ($400, $5,000 in 60 days) or Unlimited Plus ($1,000, $20,000 in 30 days then held 60 days) by Feb 11, 2027. 22 states.

Is this deal useful?
Deposit
$5,000 ($400) or $20,000 ($1,000) in new money
States
AL, AR, CO, FL, GA, IL, IN, KY, LA, MI, MN, MS, MO, NC, OH, OK, PA, SC, TN, TX, WV, WI
Ends
Apply by Feb 11, 2027
Bonus
$400 or $1,000
Fee
$20 or $40 a month unless waived

How to get it

  1. Apply for a new Huntington Unlimited or Unlimited Plus Business Checking account by Feb 11, 2027 through the offer page.
  2. Unlimited ($400): make total new money deposits of $5,000 or more within 60 days of opening.
  3. Unlimited Plus ($1,000): make total new money deposits of $20,000 or more within 30 days, then keep a daily balance of $20,000 or more for 60 days.
  4. Keep the account open for 90 days.
  5. Huntington deposits the bonus within 14 days of meeting the requirements.

What it means for churners

  • Unlimited's $400 needs no holding period beyond keeping the account open 90 days.
  • Plan for the monthly fee if you won't meet the waiver.

Fine print

  • Only for applicants residing in the 22 listed states.
  • Only for new business checking customers. Existing Huntington checking customers with any relationship to another Huntington business checking account, or who closed a checking account in the last 12 months, aren't eligible.
  • Transfers from other Huntington deposit accounts don't count. Public funds and brokers are excluded.
  • Can't be combined with other checking offers. Huntington may limit an owner to one cash incentive in a rolling 24 months.
  • Unlimited has a $20 monthly fee (waived with $10,000 in relationship balances); Unlimited Plus has $40 (waived with $50,000), or either with a qualifying personal checking account.
  • The bonus is reported on Form 1099-INT.

Source

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