KeyBank business checking: $500 bonus, open in a branch by Dec 18, 2026
$500 bonus
Open KeyBank Basic Business Checking or Key Business Reward Checking in person by Dec 18, 2026. Deposit $5,000 within 30 days and keep $5,000 for 90 straight days.
- Deposit
- $5,000 within 30 days, held 90 consecutive days
- States
- No state list on offer page; must open in person at a KeyBank branch
- Ends
- Dec 18, 2026
- Bonus
- $500
How to get it
- Open a KeyBank Basic Business Checking or Key Business Reward Checking account in person at a KeyBank location between Jan 20 and Dec 18, 2026.
- Make the $25 minimum opening deposit and total deposits of $5,000 or more within 30 days.
- Keep an end-of-day balance of at least $5,000 for at least 90 consecutive days from the day you first reach it.
- KeyBank pays the bonus within 60 days of meeting all requirements.
What it means for churners
- $5,000 held 90 days for $500 is a good return if you live near a KeyBank branch.
- Basic Business Checking's $5 fee is easy to avoid at the required balance.
Fine print
- Only if the business entity (SSN/EIN) hasn't had a KeyBank business checking or business savings account in the past 12 months.
- Limit one account-opening offer per business entity. KeyBank employees and restricted collateral accounts are excluded.
- The account must not be closed when the bonus is paid. The bonus is reported on Form 1099-INT.
- Basic has a $5 monthly charge, avoidable with a $1,000 average ledger balance or $10,000 in combined balances. Key Business Reward Checking has a $25 charge, waived the first two months.
- The page doesn't define new money or list eligible states; you must be able to visit a KeyBank branch.
Source
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