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PNC Virtual Wallet: $100 or $400 bonus with direct deposits

Up to $400 bonus

· PerkSensei Desk

New PNC checking customers earn $100 (Virtual Wallet, $500 direct deposits) or $400 (Performance Select, $5,000) within 60 days. Open by Jan 7, 2027.

Is this deal useful?
Deposit
$500 or $5,000 qualifying direct deposits within 60 days
States
Not listed; PNC says the offer may vary by market
Ends
Jan 7, 2027
Bonus
$100 or $400
Fee
$7 or $25 a month, or $0

How to get it

  1. Open Virtual Wallet or Virtual Wallet with Performance Select on PNC's offer page, or bring the coupon code to a branch, by Jan 7, 2027.
  2. Within the first 60 days, receive total qualifying direct deposits to the Spend account: $500 for Virtual Wallet ($100) or $5,000 for Performance Select ($400).
  3. Stay in the product you opened. PNC says the reward is deposited 60-90 days after conditions are met.

Fine print

  • New checking customers only; people who closed an account within the past 12 months are excluded.
  • Trust, estate and other specialty titled accounts are excluded. Only one account per set of signers is eligible.
  • Monthly service charge: $7 or $0 for Virtual Wallet, $25 or $0 for Performance Select.
  • PNC says the offer may vary by market and doesn't list states.

Source

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