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TD Complete Checking: $200 bonus with $500 direct deposits

$200 bonus

· PerkSensei Desk

Open TD Complete Checking by Nov 30, 2026 and have $500 in qualifying direct deposits post within 60 days to earn $200.

Is this deal useful?
Deposit
$500 qualifying direct deposits within 60 days
States
No state list given on the offer page
Ends
Nov 30, 2026
Bonus
$200
Fee
$15 a month or $0 with waivers

How to get it

  1. Open a new TD Complete Checking account through TD's offer page by Nov 30, 2026.
  2. Have $500 total in qualifying direct deposits post within 60 days.
  3. TD says the bonus is paid on or before 180 days after account opening.

What it means for churners

  • Payout can take up to 180 days.

Fine print

  • Not for existing TD Bank personal checking customers, anyone with a personal checking account closed in the past 12 months, or anyone who ever received a prior TD personal checking bonus.
  • Each direct deposit must be at least a $250 payroll, pension or government benefit payment. Person-to-person and TD-to-TD transfers don't count.
  • TD may take the bonus back if the account is closed within 6 months after it's paid.
  • Available only when opening through a qualifying website. The page lists no eligible states; TD Canadian cross-border customers are excluded.
  • The $15 monthly fee is waived with $500 in direct deposits per cycle, a $500 minimum daily balance, or $5,000 in linked balances.

Source

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