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U.S. Bank business checking: $400 or $1,200 with code Q4DIG26

Up to $1,200 bonus

· PerkSensei Desk

Open Business Essentials ($400, $5,000 new money) or Platinum Business Checking ($1,200, $25,000) by Jan 13, 2027 with code Q4DIG26. Hold 60 days and make 6 qualifying transactions.

Is this deal useful?
Deposit
$5,000 ($400) or $25,000 ($1,200) new money in 30 days
States
No state list on offer page
Ends
Jan 13, 2027
Bonus
$400 or $1,200
Fee
$0 Essentials; $30 Platinum

How to get it

  1. Open a U.S. Bank Business Essentials or Platinum Business Checking account between Sep 28, 2026 and Jan 13, 2027 using promo code Q4DIG26.
  2. Within 30 days of opening, deposit new money: at least $5,000 for Business Essentials ($400) or $25,000 for Platinum ($1,200).
  3. Keep at least that balance for 60 days after opening.
  4. Complete six qualifying transactions within 60 days of opening, such as debit card purchases, ACH and wire credits or debits, or Zelle credits or debits.
  5. The bonus arrives 30 days after the last calendar day of the month in which you meet the requirements.

What it means for churners

  • Business Essentials pays $400 for $5,000 held 60 days with no monthly fee.
  • Platinum's $1,200 needs $25,000; the $30 fee is waived at that balance.

Fine print

  • Businesses that have a business checking account or closed one in the past 12 months don't qualify. Limit one bonus per business. Current U.S. Bank employees are excluded.
  • Person-to-person payments, credit card transfers and transfers between U.S. Bank accounts don't count as qualifying transactions.
  • Can't be combined with other business checking bonus offers.
  • Business Essentials has $0 monthly maintenance and software fees. Platinum has a $30 fee, waived with a $25,000 average collected balance, $75,000 combined balances or U.S. Bank Payment Solutions.
  • A $25 minimum deposit is required to open. The account must stay open with a positive balance and the same product type until payout.
  • The page says the code must be used and also that it applies automatically; enter it to be safe.
  • The page doesn't list eligible states.

Source

Business checking bonus | U.S. Bankusbank.comOfficial sourceChecked Oct 17, 2026

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