Wells Fargo business checking: up to $825 for new business customers
Up to $825 bonus
Open Initiate, Navigate or Optimize Business Checking by Nov 10, 2026. Bring $2,500+ by day 30, keep it through day 60 and make 5 transactions. Day-30 balance sets the $400 to $825 bonus.
- Deposit
- $2,500 to $25,000+ by day 30, kept through day 60
- States
- No state list on offer page; online or in branch
- Ends
- Nov 10, 2026
- Bonus
- $400, $550 or $825
- Fee
- $15 a month on Initiate
How to get it
- Open a new Initiate, Navigate or Optimize Business Checking account online (code applies automatically) or in a branch with an emailed code, by Nov 10, 2026.
Bring $2,500 or more in deposits to the account by day 30. The day-30 balance sets the bonus
Balance Bonus $2,500 to $9,999 $400 $10,000 to $24,999 $550 $25,000 or more $825 - Keep that balance through day 60 from opening.
- Complete 5 or more qualifying posted transactions within the 60 days.
- Wells Fargo deposits the bonus within 30 calendar days after the 60-day period.
What it means for churners
- The $400 tier needs $2,500 for 60 days, one of the lower deposit bars for a business bonus.
- Aim to have your full deposit in by day 30, since that balance caps the bonus.
Fine print
- For new business checking customers only. You're not eligible if you own a Wells Fargo business checking account, closed one in the past 90 days, or work for Wells Fargo.
- Limit one business checking bonus per business and one per business owner within 24 months.
- Non-resident aliens or foreign entities signing Form W-8 aren't eligible.
- Initiate Business Checking has a $15 monthly fee and $25 minimum opening deposit. Waivers include a $2,000 minimum daily balance.
- The page doesn't list eligible states.
Source
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