Rule changeAmex stops auto-pooling Membership Rewards points on new cards
Link accounts manually
Under Amex's October 2026 Membership Rewards terms, each new card gets its own Rewards Account. Link accounts yourself to combine points into one balance.
- When
- Effective immediately
- Who
- Membership Rewards cardholders
What changed
- BeforePoints from a new Membership Rewards card were added to your existing points balance.NowA new card opens a new Rewards Account. Link it via Manage Connections in the Amex app or website, or by phone, to combine balances.
What it means for churners
- Link a new card's Rewards Account to your main one if you want a single points balance.
- Amex says you immediately lose all points in a Rewards Account if you cancel its last linked card, so link accounts before closing a card.
Fine print
- Amex's notice says the change is effective immediately; it doesn't say whether existing linked accounts change.
Source
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