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Citizens checking: up to $1,200 back on gas over 12 months

Up to $1,200 on gas

· PerkSensei Desk

Open Citizens Quest or Private Client checking between Oct 1 and Nov 15, 2026. Each month with $1,000+ direct deposits, get your gas spend back up to $100.

Is this deal useful?
Deposit
$1,000+ direct deposits each month, plus gas spend
States
No state list given on the offer page
Ends
Nov 15, 2026
Bonus
Up to $100/month, $1,200
Fee
Quest $25 a month unless waived

How to get it

  1. Open a new Citizens personal checking account online or in a branch between Oct 1 and Nov 15, 2026.
  2. Each month, have direct deposits totaling $1,000 or more post to the new checking account.
  3. Use your Citizens debit card at gas stations (merchant codes 5541 or 5542). The monthly bonus equals your qualifying fuel spend, up to the cap.
  4. Citizens says each bonus is paid on the last day of the month after the month you qualify.

What it means for churners

  • This is a rebate on gas you buy, not a flat cash bonus; the real value depends on your fuel spending.

Fine print

  • Monthly cap: $100 ($1,200 over 12 months) for Quest or Private Client; $50 ($600) for One Deposit, EverValue or Student checking.
  • Miss either requirement in a month and you earn nothing that month, but later months still count.
Show 4 more
  • The primary signer can't be or have been a signer on another Citizens personal checking account in the previous 6 months.
  • Citizens Private Bank accounts are not eligible. The account must stay open through each payment date.
  • The page lists no eligible states and doesn't define a deadline for the first direct deposit.
  • The same page has a separate savings bonus for new money; this record covers only the checking part.

Source

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