E*TRADE Max-Rate Checking: $400 bonus with code MAXRATE26
New offer from Oct 20: open E*TRADE Max-Rate Checking with code MAXRATE26 by Jan 10, 2027 and get 2 direct deposits of $1,500 or more each within 90 days for a $400 bonus.
- Deposit
- 2 direct deposits of $1,500+ each within 90 days
- States
- No state list; excludes non-U.S. residents
- Ends
- Jan 10, 2027
- Fee
- No monthly fee
How to get it
- Open a new individual or joint Max-Rate Checking account on etrade.com between Oct 20, 2026 and Jan 10, 2027 using promo code MAXRATE26.
- Fund the account within 90 days of opening, or it won't stay open.
- Make at least 2 direct deposits, each of $1,500 or more, within 90 days of opening.
- E*TRADE says to expect the $400 on or about day 120 after opening.
What it means for churners
- Two $1,500 direct deposits is a low bar for $400, and there's no monthly fee to work around.
- Anyone who had an E*TRADE checking account in the past 12 months is out.
Fine print
- Not eligible if you have owned or co-owned a Max-Rate Checking or Checking account in the past 12 months.
- Excludes non-U.S. residents, including address changes after opening. The page lists no state limits.
- On a joint account, only the primary account holder gets the bonus.
- You can be enrolled in only one checking offer at a time.
- The account must not be in default, restricted or closed before the bonus is paid. E*TRADE may end or change the offer at any time.
- The 2.00% APY applies only to balances of $10,000 or more; below that the rate is 0.05%. The rate may change.
Source
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