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IHG One Rewards Business card: 190,000 points launch offer

· PerkSensei Desk

Chase's renamed IHG One Rewards Business card offers 190,000 points after $5,000 in purchases in the first 3 months, through Nov 18, 2026. The annual fee is $200.

Is this deal useful?
Spend
$5,000 in 3 months
Fee
$200 a year
Bonus
+10,000 for an employee card

How to get it

  1. Apply on Chase's IHG One Rewards Business card page by Nov 18, 2026.
  2. Spend $5,000 on purchases in the first 3 months from account opening.
  3. Add an employee card in the first 3 months for 10,000 more points (paid once, for the first employee card).

What it means for churners

  • Formerly the IHG One Rewards Premier Business card; Chase renamed it on Oct 1, 2026 as part of an IHG card refresh.
  • 190,000 points is the launch offer; IHG says the launch offers run through November 18.
  • Benefits include an Anniversary Free Night at hotels up to 50,000 points, a $100 airline credit after $250 on flights bought from the airline, and up to $100 a year in Expensify credits.

Fine print

  • IHG's Oct 1, 2026 release gives the Nov 18 end date; Chase's own page labels it a launch offer without a date.
  • Chase's page doesn't state who can't get the bonus (for example past cardmembers). Check the offer terms before applying.
  • From Jan 1, 2027, 5X travel narrows to airline tickets bought from the airline and car rental agencies; other travel and office-supply stores earn 3X.
Full card detailsChase IHG One Rewards Business190,000 points + 10,000 points for adding a user

Source

Chase Introduces New IHG One Rewards Premier Select Credit Card, Plus Updates Across Entire IHG One Rewards Card Portfolioihgplc.comOfficial sourceChecked Oct 22, 2026

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