SoFi Checking and Savings: up to $400 direct deposit bonus
Up to $400 bonus
Set up your first eligible direct deposit to SoFi Checking and Savings by Dec 31, 2026. Total deposits over 25 days decide the bonus: $50 or $400.
- Deposit
- $1,000+ ($50) or $5,000+ ($400) direct deposits in 25 days
- States
- No state list given on the offer page
- Ends
- Dec 31, 2026
- Bonus
- $50 or $400
- Fee
- No account fees
How to get it
- Open SoFi Checking and Savings through SoFi's offer page.
- Set up your first eligible direct deposit; SoFi must receive it on or before Dec 31, 2026.
- SoFi totals eligible direct deposits over the next 25 calendar days: $1,000-$4,999.99 earns $50, $5,000+ earns $400.
- SoFi says it pays within 7 business days of completing all requirements.
What it means for churners
- Aim for $5,000 within the 25-day window; the jump from $50 to $400 is large.
Fine print
- New and existing SoFi members who have never set up direct deposit with SoFi are eligible. One bonus per member.
- Under $1,000 in eligible direct deposits earns nothing.
- SoFi can exclude members for suspected fraud, misuse or suspicious activity.
- The page lists no eligible states.
Source
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