Rule changeAmex Platinum: hotel credit needs 2-night stays from Jan 1, 2027
From Jan 1, 2027, Fine Hotels + Resorts bookings must be at least two nights to get the semi-annual $300 credit. Prepaid Airbnb Luxe bookings now count too.
- Takes effect
- Jan 1, 2027
- Credit
- Up to $300 each half-year, $600 a year
- Fee
- $895 annual fee
What changed
- BeforeFine Hotels + Resorts bookings qualify for the $300 semi-annual hotel credit with no minimum stayNowFrom Jan 1, 2027, Fine Hotels + Resorts bookings need a minimum two-night stay to qualify
- BeforeCredit covers prepaid Fine Hotels + Resorts and The Hotel Collection bookingsNowAlso covers prepaid Airbnb Luxe bookings made through AmexTravel.com or the Amex Travel App (two-night minimum)
Affected cards
What it means for churners
- One-night luxury stays stop counting from Jan 1, 2027, so plan a two-night stay for each half of the year.
- Airbnb Luxe homes are a new way to use the credit.
- The $600 yearly total, the welcome offer and the $895 fee aren't part of this change.
Fine print
- The Hotel Collection and Airbnb Luxe bookings already need a two-night minimum.
- Bookings must be prepaid through AmexTravel.com or the Amex Travel App with the card.
Sources
Doctor of Credit: Amex Platinum Fine Hotels & Resorts credit to require two-night stay, will include Airbnb Luxe (Oct 2026)
Third-party report; not confirmed in the official offer terms we could retrieve. Details may be outdated or channel-specific. Verify the offer shown by the issuer before applying.
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